When compared to all other types of investment portfolios the performance objectives and risk considerations are significantly different for insurance companies. Performance for insurance companies is centered on enhancements to net investment income and positive impacts to capital and surplus or unassigned funds. In comparison, most other entities are focused on total return. The ability to impact insurance performance objectives is determined by the risk constraints of the company, which can differ dramatically from one insurer to another...
Another year is now in the history books and what a year it's been. We've seen many close calls when it comes to government budgeting, including a near default on U.S. debt, in addition to a downgrade of the U.S. credit rating and the rise and eventual fall of the Occupy Wall Street movement. Following is a look into the economic data for the final quarter of the year. In October, Consumer Confidence was released at 39.8, below the estimated 46.0 and the prior 45.4. This figure was also well below its high in February in the low 70s...